1. Focus on your Pet’s Well-Being.
You want your main concern to be your pet’s well-being, not your financial situation. MetLife Pet Insurance offers a range of plans, starting at $15 per month for dogs and $9 for cats. These premiums are determined by the age, breed, location and age of your pet, as well as the amount of coverage that you require annually. A routine care rider can be added to your policy that will cover routine exams as well as preventive care such as spaying and neutering and teeth cleaning.
2. This can Simplify Budgeting MetLife Pet Insurance
Pet insurance can make it easier to manage your personal finances. However, you will still need to budget for non-reimbursable medical expenses such as your deductible.
You could, for example, create a plan that covers up to 90% of covered veterinary expenses with a $250 deductible. There may not be any per-incident caps.
3. You can Save Money Over the Long-Term MetLife Pet Insurance
Nobody wants to imagine their dog being hit by a vehicle or suffering from heart disease. The American Pet Products Association reported that annual vet bills for dogs were $426 and $214 respectively. However, emergency procedures can be more expensive. Chronic conditions can require costly initial diagnosis and ongoing medication and treatment.
MetLife Pet Insurance policies provide coverage for certain chronic conditions like cancer and diabetes, as well as hereditary and congenital problems, if they occur after your coverage has ended. Your pet’s insurance policy will cover all expenses related to the pet’s life, even if it is not canceled.
4. You Have The Option to Choose Your Vet.
Insurance allows you to choose the best licensed veterinarian, specialist or emergency animal hospital for you. You can even apply for coverage immediately and then search the area to find the best providers.
There are no requirements to be approved in advance or require approval for either out-of-network or in-network clinics. To get reimbursement for covered services, you simply bring your pet to the clinic. MetLife Pet Insurance policies are available to any licensed veterinarian in the United States so you can take your pet with you on domestic travels.
5.It is Easy to Request a Quote or File a Claim
MetLife Pet Insurance makes it simple for you to obtain a quote, review your coverage options, enroll in a policy, and get a quote. MetLife Pet Insurance provides a 14-day guarantee for a full refund if you are not satisfied with your policy. You have up to 90 days to file a claim if something happens, and you can do so online, by email, mail, or fax.